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Answers (2)
- Gary Bell, "Gary Bell"
- Contributions:45
The general rule is 7 years before you will qualify for a mortgage. For now, you could talk to a real estate agent in your area about finding properties where owner financing is available.
- sunnyview
- Contributions:25139
There is some basic information here that might help you. A bank will want to see that you have a down payment and have rebuilt your credit to a certain level. When was your bankruptcy discharged by the court? Was it January 2010?
Being desperate to buy is not a good place to be. It is better to take to the time to rebuild your credit and save for a down. That saves you money too in any mortgage you get later. If you need a plan, a good lender can take a look at where you are now and tell you what they will want to see when you go to get qualified.
Being desperate to buy is not a good place to be. It is better to take to the time to rebuild your credit and save for a down. That saves you money too in any mortgage you get later. If you need a plan, a good lender can take a look at where you are now and tell you what they will want to see when you go to get qualified.
getting a mortgage after bankruptcy?
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