have a 30 year conv jumbo pay option ARM- 30 yr amorized rate no longer an option?i was paying this payment option and now it shows they want me to pay minimum which doesn;t pay down interest and pricipal or the 15 yr amortized rate whichis quite a bit higher. I checked there is no prepayment penalty - can I still pay what I calculate as the 30 year rate to keep from building deferred interest and principal?August 11 2011 - Vienna00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.