helpf with refinancewe bought our house in remsenburg in 2010 for 750000, A recent appraisal valued it at 590000. we have fico scores around 750 and income at 250000 a year. our rate is 5.35, and we owe 556000. we would like to refinance for a lower rate but cant get a lender due to the low ltv ratio. any advice? thank youDecember 06 2012 - Remsenburg00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.