hi i wanted to know what kind of rate i should expect to get for a refi. my fico is 652hi i dont know if i should wait to get it higher. my wife, cosigner is at 630. i think my house should apraise for around what i owe. i have an 80/20 loan and am thinking of just redoing the 80. any advise would be appreciated. thanksJanuary 08 2009 - Lawrence00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.