home buyingTwo questions:1) What does the buyer need when submitting an offer? Is it true that along with the offer letter a bank statement showing avialabity of the money for the down payment is need too?After getting a pre aproval letter for a home loan, and within the next 30 days, can you go to other lenders (shopping for the best rate) and as they run your credit do you lose point each time, therefore your score decreases?Thank you,I RomeroFebruary 15 2010 - Mentone00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.