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Profile picture for calalo
Contributions: 1
I have a 7 year mortgage 4.5 apr until april 2011 then variable, 148,000 and a home equity line of credit 42,000 variable interest, want to refinance to lock interest and consolidate both, but my value house now is 164,000, what can I do?
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September 25 - US
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Answers (3)

Profile picture for Bryce P Johnson
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Since October 2009

Go to this website and see if you 1st mortgage is held by fannie or freddie www.makinghomeaffordable.gov click on loan look up and fill in the blanks. If your loan is held by one or the other then fill out a loan reqest on zillow and see what the lenders on here can do for you.
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September 26
Possibly the Fannie Mae DU REFI Plus might be an option
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September 25
Profile picture for kellylacey
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4.6/5.0

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Since July 2009

There are no refinance options available to combine the two loans since the LTV would be over 100%.
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September 25
 

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