house appraised at offer-price and lender does not agreeI can't find a scenario of this anywhere on the web. Offered 240k on a home and it was accepted. Proceeded with the loan approval process. I qualified for 30 yr fixed. Put 20% down on the loan. Then the lender came back and said they did not agree with the appraisal. They think the appraisal is 20k too high. Lender is based out of another state. Appraiser was local and hired through the lender's AMC. Because the home appraised at the offer price, I don't see how seller would agree to lower the price. Any thoughts on my options?October 19 2013 - US00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.