how can I find closing cost fees

  • March 30 - Custer
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Answers (2)

Profile picture for BDiebert
If you are currently working with a lender they are required to provide you with a "Good Faith Estimate" within 3 days of your application.  This should provide a reliable estimate for your transaction. 

If you are using Zillow's Mortgage Marketplace to compare lenders then  some closing costs are included in the rate quotes but not all.  You will want to request an estimate in writing of the anticipated closing costs from the lender prior to making your final decision.

Thanks,

Brent  
  • March 30
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Profile picture for Deke Tidwell
The lender must give you an estimate of all your closing costs and prepaid items very early in the home buying process called a Good Faith Estimate.  As the transaction nears closing and the pro rations are more certain, the title company handling the closing will provide a HUD-1 settlement statement which outlines ever single debit and credit in the transaction.  Lender closing costs are the most significant on the buyer side but there are  many other smaller charges that also add up (taxes-usually a credit, prepaid hazard insurance, closing agent fees, document prep, etc). 

Short answer, ask your lender.  
  • March 30
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