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Depending upon your local assessor's office you may be able to find the mortgage information online (only who it was originally lent by and original amount). If the borrower didn't prepay and isn't behind you may be able to approximate how much is left. You will not be able to get mortgage payoff info which can only be obtained by the property owner from the lender.You will only be able to determine home condition by an inspection. I would not rely on disclosure of any problems. Get a good home inspector to help you.Good luck!
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For Sale: $299,900
For Sale: N/A
For Sale: $200,000