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Miss Brenda,You definitely need to find a good loan modification Attorney. I recommend calling around to them and these are the key things you need to make sure they offer:1. 100% money back guarantee2. Free prequalification upfront to determine whether you qualify for a modification or not.3. Make sure they are an actual Attorney, i.e. only sign a Attorney retainer agreement, do not sign anything else otherwise they are not an attorney firm and are a misrepresenting themselves. The Attorney Retainer will be sent to you after you are prequalified for free up front.4. Make sure they have close to 100% success in modification.The reason I say call a few is that when you talk to the different firms you will get an idea of who really knows what they are doing and are willing to help you vs just trying to take your money. Use common sense.Best of Luck!
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