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UPDATE: It's still difficult to purchase a 2nd home with less than 20% but you may want to try a credit union.....I have a current buyer who owns her home, her husband owns a 2nd home which is rented and they are considering purchasing a 3rd home for thier new blended family.
The client's credit union told her they will ignore the homes that are rented and approved her for a 5% down, 5.3APR loan for the third home which surprised me but makes checking into your credit union a smart option.
... and, it's free and anonymous
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how can we avoid 20% dn on 2nd home.
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moving aging mom into area, not to be a rental. want it in our name to avoid hassles later.
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