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how do I find average closing costs?

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December 05 2010 - Saint Ansgar
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Answers (3)

There's no such thing as "Average closing costs" They differ from area to area and are highly dependant on the price of the property you're buying, and the type of mortgage loan you're getting.

I would suggest you first meet with a local lender and ask to get prequalified. This will give you a idea of how much you can afford and at that time they can give you an idea of anticiapted closing costs.

Good Luck!
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December 06 2010
Hi,
I have my clients call the local title company and ask the average closing costs for a certain priced home.  A lender will also provide you a good faith estimate that will give you the closing costs that should be.  The good faith estimate in the state of Mo. has to  be withhin 10% of the actual amount that you pay. Don't depend for a realtor for that answer.  Call a lender and title company.
Pam Anderson
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December 05 2010
Timho: Closing costs are really difficult to quote averages for. As the loan amount goes higher the fees become a lower percentage of the total amount. It depends on what kind of loan you get and where. The best source of information would the lender who will do the loan. If you give them a loan amount they should be able to give you an almost exact figure, called a GFE or good faith estimate. Best,
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December 05 2010
 
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how do I find average closing costs?
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