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It is a tough situation. I actually had arguments with agents who I did not think were submitting offers I submitted. You have to get proof. I ask the listing agent to have someone from the bank sign off declining our offer.
I would send a written request confirming your offer and the terms of it signed by you requesting a written rejection from the bank ...or verification that it was presented.What you stated does not make a lot of sense. If you are close to the banks price, they should have counteroffered.Erika in Orlando
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