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how do I get pre-qualified for finding a home?

  • November 24 2012 - Johnson City
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Answers (5)

Yes, contact a local lender. Also keep in mind that a pre-qualification is not as good as a pre-approval.[deleted by Zillow moderator. Please see our Good Neighbor Policy for posting guidelines]
  • November 25 2012
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Dear User,

You can go to a loan officer at your personal bank and provide all of your financial information to obtain a Pre-Approval letter. Another way to to retain a good "Buyer Agent" who can assit you by using their "in house lender" to get that approval for you.
Either way, it's the essential first step in home purchase.

Happy Buying!
  • November 25 2012
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Contact a local lender. Have them prequalify you to see where you are at. Keep in mind its only an estimate at that time however this will give you a good starting point and idea of what you should be looking for in your price range
  • November 25 2012
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  • November 24 2012
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Profile picture for wetdawgs
Here's a guide from Zillow with some background.

Please note, there is a difference between "pre-qualification" and "pre-approval".   You will. want to be pre-approved, it carries more weight.    Of course, pre-approval doesn't guarantee approval, but it is a good starting point.

  • November 24 2012
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