- Find a Real Estate Professional
- Realtors®
- Mortgage Lenders
- Home Improvement Pros
- Other Real Estate Services
- Review an Agent, Lender or Pro
- Marketing on Zillow
- Real Estate Agent Advertising
- Join the Professional Directory
- Popular
- Real Estate Market Reports
- More
Answers (2)

- Julie Messina, "CNN Mortgage"
- Contributions:70
You need to check with your local lenders to find a HUD approved non-profit housing agency that is willing to use their government sponsored funds to do this. Mu understanding is that these are the only agencies that are allowed to do it, although most of them are not. In Phoenix, AZ for instance, I have not yet been able to find anyone that is dong these loans.
The good news is that depending on your income and qualifying ratios you may qualify for down payment and cosing cost assistance on a FHA loan, then you can get your FTHB tax credit as well when you file your tax returns.
The good news is that depending on your income and qualifying ratios you may qualify for down payment and cosing cost assistance on a FHA loan, then you can get your FTHB tax credit as well when you file your tax returns.

- Eric Smith, "ohiosmitty"
- Contributions:352
you don't...you can't receive the credit until you actually buy.




how do i apply to get the $8000 credit for first time home buyers before buying my property?
Stating a discriminatory preference in an advertisement for housing is illegal. If you think this content is discriminatory or otherwise inappropriate and feel it should be removed from Zillow, please let us know by completing the information above.
We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.