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how do i apply to get the $8000 credit for first time home buyers before buying my property?

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July 09 - US
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You need to check with your local lenders to find a HUD approved non-profit housing agency that is willing to use their government sponsored funds to do this.  Mu understanding is that these are the only agencies that are allowed to do it, although most of them are not. In Phoenix, AZ for instance, I have not yet been able to find anyone that is dong these loans.

The good news is that depending on your income and qualifying ratios you may qualify for down payment and cosing cost assistance on a FHA loan, then you can get your FTHB tax credit as well when you file your tax returns.
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July 12
Profile picture for ohiosmitty
Real Estate Agent
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you don't...you can't receive the credit until you actually buy.

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July 11
 

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