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A real estate professional may prepare a comparative or comprehensive market analysis (CMA) for their sellers to help them choose a listing price. The CMA includes recently sold homes and homes for sale in the seller's neighborhood that are most similar to the seller's home in appearance, features, and general price range.
Although the CMA is used to help determine current market value, it does not establish the seller's home value.
Unlike the CMA, a bank appraisal is a professional determination of ahome's value. A licensed appraiser, using guidelines established by the Federal Housing Finance Agency, which regulates federal housing loan guarantors such as FHA, VA and housing loan purchasers Fannie Mae and Freddie Mac, performs it.
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For Sale: $1,400,000
For Sale: $679,000
For Sale: $499,000