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how do i go bout buying my first home

  • August 01 2013 - Greenbelt
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Answers (8)

After you get fully approved by a lender, feel free to contact me. I am a Realtor with Fairfax Realty, Inc., Linda Smith.  I would love to help you find the home of your dreams.  You can contact me at   <Removed by Zillow Moderator. Please see Good Neighbor Policy.> 


  • August 05 2013
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Profile picture for Dunes ..
Yep..
Hire a Spammer that spammed your question (twice)...that's a good road to travel lol


My suggestion is to become as informed as possible before making very important decisions like what RE Agent/Lender to use for a huge financial transaction & obligation.
Choosing a Lender and/or RE Agent/Agency are critical/important decisions...just running out and getting one is foolish..

Get as informed as possible so you can wade thru the smoke ..they are selling services not doing you a favor and you are HIRING
The more informed you are the easier it will be to ask relevant questions to protect yourself (As you obviously figured out ;)

Lots of info online that is easily accessible, directly from the source and current/updated..

Provided by the Federal Gov..Find the Right Loan, you can search for specific information, compare options, or take a short questionnaire to determine your eligibility for each program. GovLoan.com


First Time Home Buyer Info from HUD about the Buying Process & Excellent Info/Resources for any Buyer..Buying a Home


REO-Bank Owned Properties
Many Banks have created Sites for the Public to use (For Free) to view and find Information about the Properties they have Listed for Sale and the programs/loans they use
Sites Like..Bank of America...Wells Fargo...CitiMortgage
You can find links to Bank sites here...Link

The Fed Gov has Sites for its Properties for sale and also information on their programs/loan
HUD Homes...Fannie Mae (Homepath)...Freddie Mac(HomeSteps)
You can find the links to all the Gov sites here...Link

You should imo read the Information on the Department Of Justice
Anti-Trust Division Web Site about all the options you actually have
New business models are emerging that allow consumers to save thousands of dollars when they buy or sell a home

CFPB > Consumer Financial Protection Bureau

The decisions you make to buy or not to buy, a good buy, a bad buy, offer...accept..pass...inspector, this lender, that lender, agent ect. ect. are all important ones, very important ones.
The goals are your goals and this deal/transaction/financial obligation is all yours...

Don't Run...Walk
Be informed...Shop Smart

  • August 05 2013
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Hello user4297175,

I am a lender and will be happy to hel you get fully approved for your new home.  You can reach me on [removed by Zillow Moderator]

Looking forward to helping you get the keys to your new home.

Sincerely,


Catherine Purcell
Senior Mortgage Loan Officer
Fairway Independent Mortgage Corporation
  • August 05 2013
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Yep!!

1. Speak with a lender to get yourself PreQualified, this will give you your budget and comfort level.
2. Find an experienced REALTOR who can help you not only find the right home for you but also guide you through the escrow process, inspections, etc.

3. Start packing!!   : )

Good luck!!
  • August 01 2013
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You are certainly going to receive a ton of advice as the steps involved in buying your first home.  The best directions to start is to entrust the assistance of a realtor and a lender. 

To purchase a home in today's market will require you to obtain a pre-approval letter from a lender if you will be utilizing financing.  A lender will ascertain from you after having a conversation and looking over your income and asset documentation, how much home you can afford within your budget.  Once you know that, then a professional realtor can assistance in locating just the right home for you that meets your needs and your budget.  Both your lender and your realtor will work in unison to serve as your advocate in this ever competitive marketplace.  Good Luck and congratulations on taking the first step towards home ownership!   

  • August 01 2013
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Hello Uer4297175,

[Promotion removed by Zillow moderator. Please see our Good Neighbor Policy.]

It details the complete process right unto the point when you get your new set of keys.

I am sure you will find it helpful!

I will also be happy to set up a time to discuss your home buying goals.

Sincerely,

Catherine Purcell
Senior Mortgage Loan Officer
Fairway Independent Mortgage Corporation
[Contact information and hotlink removed by Zillow moderator. Please see our Good Neighbor Policy.]
  • August 01 2013
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Great question!

The first step that successful home purchasers take is to speak with a reputable lender, that's only if you'll need a home loan.

If you're not sure where to turn, contact a local real estate agent, preferably one who is referred to you by someone you trust. A good agent will steer you in the right direction.

Buying your first home is an exciting adventure!!! Much success to you :-)
  • August 01 2013
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Profile picture for Outer Banks N C
Step #1 = Go see a loan officer and speak with them about a loan. Find out if you can and for how much. Ask about different loans and down payments.

Step #2 = take the info gained in step 1 to a Realtor who will help you from there.

Good luck, happy shopping

tim
  • August 01 2013
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