Profile picture for RobynWoods8

how do i let someone know im incinerated in a house

look for a 3 or 4 bedroom rent to own house
  • November 23 2013 - Syracuse
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Answers (3)

Profile picture for Jason Burkins
First off, I hope you meant interested and not incinerated. Otherwise my recommendation for your first call would be to the fire department! 

Rent to own properties, at least around my area are hard to find simply because it is difficult to advertise a rent to own. Most sellers look at rent to own as a last resort when their home doesn't sell in the open market. The local MLS should have a rent to own option to make it clear what homes welcome such an arrangement. Unfortunately many MLS systems don't have this option.

When looking for a rent to own, it is often a good idea to speak to sellers whose home is vacant and has been on the market for a very long time. They may be much more willing to consider rent to own in order to move the process along. 

I hope this was helpful!

Jason Burkins
Teamwork Realty Group
Western Massachusetts
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  • November 23 2013
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Profile picture for wetdawgs
Here are a couple of resources that will  help you walk through the buying process:

Zillow's buyer's roadmap

Hud home buying section.

Very few sellers will consider "rent to own", so your choice of homes will be extremely limited (if any).   You will need a substantial down payment (perhaps 10% to 30%) and the only monthly amount going to purchase will be the amount you pay higher than market rent.  If you can't get funding for the amount you agreed and the time you agreed, you lose all the money put in.    This is highly risky.
  • November 23 2013
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Profile picture for amandathomas
Robyn,

A local realtor will likely be able to help you find a property that would either be willing to work out a lease with a purchase option or perhaps consider owner financing.

Be warned: there's no such thing as a free lunch. Consumers who seek alternative methods of financing are easy prey. They end up paying much more in the end due to high rates and disadvantageous terms.

You may have a better experience by continuing to rent while you pursue credit repair and seek counseling from a lender who can help create a plan where you can qualify for traditional financing.
  • November 23 2013
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