how do i refinance a mtg in my own name after a nasty divorce left me with damaged credit in IL?Nasty divorce left me with sole possession of the marital residence but with damaged credit - score of about 600 or so. He was ordered to quit claim his interest to me and i went through a modification process for make payments affordable. I am current with my payments. However, I have a short window to remove his name from the actual mortgage note or he will be allowed to quit claim his name back onto the property but not have to contribute to the payments or upkeep. How do i find a lender to work with me on refinance at a decent rate with dinged credit in Illinois? I have a 5% interest rate through the modification and am making regular timely payments. However, his name was included on the modified note.August 08 2012 - Yorkville00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.