how do u build up your credit?

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July 29 2011 - Mc Minnville
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Answers (2)

Profile picture for Mevin Barnes
Ahhh....I remember those days. Nothing like receiving a bunch of unsolicited credit card applications from the Credit Card Company just to have them deny you because....well you don't have credit!

One simple way is to get a secured credit card.  This site gives you more information.

http://www.quizzle.com/blog/2010/04/how-to-build-credit-from-no-credit-in-6-easy-steps/

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July 29 2011
Profile picture for wetdawgs
Are you at the stage of having no credit or bad credit?  From Zillow's guide here:

Credit Checklist

  • Payment history - Have you paid your bills on time?
  • Amounts owed - What is your overall debt?
  • Length of credit history - How long have you been borrowing money? Lenders like to see a long credit history.
  • New Credit - Have you applied for new credit?
  • Types of credit used - Lenders like to see all kinds of credit types: bank cards, car loans, student loans and more.
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July 29 2011
 

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