Profile picture for user2643818

how do you get your credit score up in 8 months

  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
October 07 2013 - Lithonia
We think we've answered this question for you!
  • Be a Good Neighbor. Be respectful and on-topic. No spam or self-promotion! See our Good Neighbor Policy.
 
 

Answers (3)

I would talk with a mortgage consultant that can take a look at your specific situation and can advise on the weak spots.  Debt in my opinion, with an exception of mortgage debt, is bad.  Financial Peace University from Dave Ramsey is a great tool.  It takes you through step by step what you should do financially, where ever you are on your financial walk.  Basic advice would be to make sure you are not late on payments, pay off debt systematically, and save for the rainy days.  Do not acquire new debt such as credit cards if you already have a few.  We really need more information about your situation to give good advice.  Is it that you have no credit, and just starting out?  If this is the case, let me know and I will tell you what I did.
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
October 07 2013
Get a copy of your credit report, and there are several websites that do this for FREE, or you can go to www.experian.com, www.transunion.com, or www.Equifax.com.

Once you have it, review it for accuracy and omissions. If there are any accounts that show delinquent that should not be, you can dispute these using any of the above websites. There are links on each site to dispute consumer data.

Finally, if you have any accounts that are over 50% of the credit limit, pay them down to less than 50%, as this will improve your score in 60-90 days.

Good luck!
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
October 07 2013
Profile picture for wetdawgs
Step 1:  figure out why it is low.

Step 2:  Develop an action plan to improve it.

Step 3:  follow the action plan.

If you are not sure where to start, I've heard that the forums at myfico.com are excellent.   (shield your eyes from the advertising).

You can do it yourself, don't let someone push a miracle cure on you.
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
October 07 2013
 
Related Questions
Iproperty lines for 5952 Marbut Rd, Lithonia, GA
how do you get your credit score up in 8 months
Profile picture for Jamie Borden
Latest answer by Jamie Borden
October 07 2013 | 3 answers
What can I do to get more (or better) quotes for my loan request ZR-XRPPQFZ?
Profile picture for wetdawgs
Latest answer by wetdawgs
February 14 2013 | 1 answers
Mortgage Rates
 
Be A Good Neighbor

Zillow Advice depends on each member to keep it a safe, fun, and positive place. If you see abuse, flag it. More on our Good Neighbor Policy.

Homes for Sale
  1. Arbors At Grayson # 1610HO, Grayson, GA Home For Sale
    Arbors At Grayson # 1610HO, Grayson, GA 30017

     For Sale: $233,429

    • Beds: 5
    • Sqft: 2753
    • Baths: 3.0
    • Lot: --
  2. 6303 Par Four Way UNIT 6303, Lithonia, GA Home For Sale
    6303 Par Four Way UNIT 6303, Lithonia, GA 30038

     For Sale: $37,000

    • Beds: 3
    • Sqft: --
    • Baths: 2.0
    • Lot: --
  3. 600 Antietam Dr # 31, Stone Mountain, GA Home For Sale
    600 Antietam Dr # 31, Stone Mountain, GA 30087

     For Sale: $135,000

    • Beds: 4
    • Sqft: --
    • Baths: 3.0
    • Lot: --