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Answers (5)
- Alan Harper, "Real Estate Guru 713"
- Contributions:8
If you are a first time homebuyer, you can qualify for the Bond 77 program with a 580 credit score. Just open up a credit card account and pay on it for a year, and you should be close to your goal!
- Jason Hall, "RapidRescoreCredit"
- Contributions:107
You have to build your credit, start with secured cards, and start with Public Savings Bank. They don't pull your credit to offer you a credit card.
You have to have a road map to get you to your score that you need for a home loan, and our company is like using a GPS. We'll get you there the quickest.
Contact me through my profile for more information.
Jason Hall
[Content removed by Zillow moderator.]
You have to have a road map to get you to your score that you need for a home loan, and our company is like using a GPS. We'll get you there the quickest.
Contact me through my profile for more information.
Jason Hall
[Content removed by Zillow moderator.]
- Mar Nygard, "Mar Nygard"
- Contributions:54
You will usually have to repair credit to increase it to 620 or above. If you contact a good mortgage lender they will help you repair your credit. If you need a # let me know.
- Brian Teyssier, "Brian Teyssier GRI"
- Contributions:964
Thanks for your question "singlemom". I have a credit repair specialist as a member of my buyer's team that I recommend all of my buyers speak to no matter their credit score.
I have some quality documents regarding credit scores I can e-mail you if you would like.
If you need anymore assistance, feel free to give me a shout.
Good luck, hope this helps.
I have some quality documents regarding credit scores I can e-mail you if you would like.
If you need anymore assistance, feel free to give me a shout.
Good luck, hope this helps.
- wetdawgs
- Contributions:26854
Step 1: understand why your credit score is so low, and spend time taking the right steps to get it >640. Sometimes a lender can review your finances and credit report to help you understand. Other times it is quite simple, very little history of use of credit and/or not paying bills on time.
While you are doing this, there are other steps to be taking in parallel.
Save up a good down payment: 3.5% plus closing costs is an absolute minimum to plan on, better yet, have a savings to cover several months of emergency expenses.
While you are doing this, there are other steps to be taking in parallel.
Save up a good down payment: 3.5% plus closing costs is an absolute minimum to plan on, better yet, have a savings to cover several months of emergency expenses.
how do you go about buying a home when u have a credit score in the low 500"s?
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