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how does a person get pre-qualified

  • August 27 2014 - Wichita
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Answers (4)

Pre-qualified and pre-approved have different meanings. Consult with several lenders and can be done via phone consult or via email. Contact a local REALTOR® who can directly refer you to a reputable lender. Get pre-approved BEFORE you go home shopping!
  • August 27 2014
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Get lender referrals from local Realtors. Experienced Realtors each have lenders that they've worked with and know to be proficient and honest. Call a few. They will answer questions and give you a ballpark figure of what you might qualify for over the phone.
 
Make an appointment with the one you like best to get pre-approved. Pre-approval is essential to finding homes and making offers.
  • August 27 2014
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Profile picture for RobBond
Talk to a reputable lender and they will work thru your financials to give you a pre-qualification for a mortgage
  • August 27 2014
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Profile picture for wetdawgs
One talks to a lender and provides appropriate paperwork on income, debts, etc.

Don't waste your time asking for "pre-qualified",  pre-approval carries much more weight.
  • August 27 2014
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