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To get a fair maket value it is important to do a comparable market anaysis for the area within a given time frame. For instance, if there has been a lot of activity in the neighborhood recently, you might want to look at what has sold and pended within the last 3 months. Pended homes are those still under contract, waiting 'to close the deal'. It's also important to look at how many homes are selling short sale or pre-foreclosure because that will have an affect on the market value. Appraisers will also take this into consideration when placing a value on the home.I will be more than happy to assist you.
Exactly a Comparative market analysis will tell you what around you has sold and for what prices. Of course you can also call an appraiser but the real estate agent will give you this free. The appraisers charge but their appraisal is more in depth. Let me know if I can be of any help. I would be more than happy to get you whatever CMA's that you need. I am local in Valpo.
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For Sale: $185,000
For Sale: $134,900
For Sale: $104,900