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Answers (4)
- Robert Bentley, "robertbentley"
- Contributions:56
2 Years is current underwriting guideline as no mortgage lates in past two years or automatically your loan is denied, but does not mean in two years you are all set and the rate will not be higher.
Your credit will still have a long way to go, so typically 3 or more years and you need to work on your credit with a pro and monitor it.
Your credit will still have a long way to go, so typically 3 or more years and you need to work on your credit with a pro and monitor it.
- Len Contreras, "Len Contreras"
- Contributions:4
About 2 years.
- Emily Trampel, "Emily.trampel"
- Contributions:3
BofA might still be offering 1 day out of foreclosure if all of your other confisating factors add up.
- Patrick Nolan, "Bucks County Banker"
- Contributions:239
FHA requires 2-years from the foreclosure date to be eligible for FHA financing again.
how long after foreclosure can i buy a home with decent interest again?
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