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• Must be 2 years since discharge/release or downgrade to a manual underwrite
If borrower's are currently in Chapter 13, follow requirements below:
• Must have permission from the court
• Must have made 12 on time payments to court trustee
• Must have re-established good credit
• LOE from borrower may be required if UW deems necessary
Might be able to use the new FHA Back to Work Program if the BK was due to a job loss greater than 6 months.
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For Sale: $149,000
For Sale: $36,900
For Sale: $149,900