- Find a Real Estate Professional
- Alabama Realtors®
- Alabama Mortgage Lenders
- Alabama Home Improvement Pros
- Alabama Other Real Estate Services
- Review an Agent, Lender or Pro
- Marketing on Zillow
- Real Estate Agent Advertising
- Join the Professional Directory
- More
Answers (3)
- Larry Coons, "Larry Allen Coons"
- Contributions:1
I can send you a list of finance companies in the athens area. This may not be an answer to your questions, but you may be able to get information from them about options you have locally. Send me an email address and I will send you the link
larrycoons@larrycoons.com
larrycoons@larrycoons.com
- Lola Connert, "Lola Connert"
- Contributions:14
Different programs have different rules. There are different rules for a chapter 13 vs a chapter 7. Some general guidelines for a chapter 7 for an FHA loan:
Must be discharged a minimum of 2 years if there were extenuating circumstances that caused the bankruptcy (like loss of job).
There has been no detrimental credit since the discharge
Your credit scores should be 640 or higher (as of this posting)
With some programs, they require that you have re-established credit.
The best thing to do, is call a lender, be honest about all the facts and you will get good answers to your questions.
Hope this helps
Must be discharged a minimum of 2 years if there were extenuating circumstances that caused the bankruptcy (like loss of job).
There has been no detrimental credit since the discharge
Your credit scores should be 640 or higher (as of this posting)
With some programs, they require that you have re-established credit.
The best thing to do, is call a lender, be honest about all the facts and you will get good answers to your questions.
Hope this helps
- goog12
- Contributions:4
I do not believe that anyone is lending if you have a bankruptcy. You will be after to probably obtain one after the 7 years is up. Good Luck!
how to get a home loan if i have bankruptcy on my credit athens alabama
Stating a discriminatory preference in an advertisement for housing is illegal. If you think this content is discriminatory or otherwise inappropriate and feel it should be removed from Zillow, please let us know by completing the information above.
We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.