Profile picture for angelaguzman

i'm looking to buy for the time. what would i need to do for loans as a frist time buyer.

  • March 12 2010 - Manchester
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Answers (3)

Depending on the specific property and area in which you wish to purchase, you may be able to purchase with no money down!  It's a great time for buyers.  There are many homes and condos for sale at really great prices, the interest rate on mortgages remain low, and don't for get about the tax credit!  Life is good!
  • March 14 2010
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Hi Angela,

Baically you need decent credit and income or a relative with income.  You can buy a home in most of NH without a down payment.  You can have the seller pay all of your closing costs so you don't need any money of your own.  If you buy something by 4/30/2010 you'll also recieve $8000 from the IRS.

The place to start is have someone like myself pull a credit report and qualify you based on your income.  You can do it over the phone in about 5 minutes.

That's where you should start the process.   

It a great time to be a first time buyer.  Rates are low, prices are low so you maybe able to buy something with less of a monthly payment than you currently pay for rent. 
  • March 12 2010
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Profile picture for Ofe Polack
First find yourself a good buyer agent and the agent will put you in touch with a lender.  Together they will make your dream of being a first time buyer come through.  There are a lot of good properties in the market in Manchester at the moment.  Feel free to contact me anytime.  Good luck!
  • March 12 2010
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