i RECEIVED A QUOTE OF 4.875 BUT THE apr WAS 5.51. wHY SUCH A BIG SPREAD BEETWEEN THETWO RATES? Im just trying to understand so I dont get taken for a fool and make a bad deal. should I be concerned? property is 330k im putting down 20g and my scores range from 766 to 798.January 23 2009 - Englewood00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.