- Find a Real Estate Professional
- Alabama Realtors®
- Alabama Mortgage Lenders
- Alabama Home Improvement Pros
- Alabama Other Real Estate Services
- Review an Agent, Lender or Pro
- Marketing on Zillow
- Real Estate Agent Advertising
- Join the Professional Directory
- More
Answers (8)

- David Nezri, "Direct Lender"
- Contributions:265
No as there is no equity in the house.
I guess you will have to wait till the market gets better.

- Dave Mason, "DebtFreeDave"
- Contributions:1315
No, you can only get a loan modification at this point.
[content removed by moderator for being promotional]
[content removed by moderator for being promotional]

- Maureen Francis _MI_
- Contributions:24
Michigan homeowners have been having trouble refinancing due to falling values. Talk to your lender first and see what they can do. Then speak with a local mortgage broker to see if there are other options. Was it an FHA loan?

- Clay Branch, "Georgia Loans"
- Contributions:7839
no problem, refi with no appraisal

- reddaisy
- Contributions:9
sorry it is a FHA

- Clay Branch, "Georgia Loans"
- Contributions:7839
reddaisy, is it an FHA or VA loan?

- Chris A. Lewis
- Contributions:208
6.5% is still a good rate, but you can always contact the lender and try and get it restructured (doesn't hurt).



i am 6.5% 30 yr fix. My home is probably not worth what I owe because of the market can I refi
Stating a discriminatory preference in an advertisement for housing is illegal. If you think this content is discriminatory or otherwise inappropriate and feel it should be removed from Zillow, please let us know by completing the information above.
We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.