- Find a Real Estate Professional
- Alabama Realtors®
- Alabama Mortgage Lenders
- Alabama Home Improvement Pros
- Alabama Other Real Estate Services
- Review an Agent, Lender or Pro
- Marketing on Zillow
- Real Estate Agent Advertising
- Join the Professional Directory
- More
Answers (2)
- Suzie Marquardt, "NevadaShortSales"
- Contributions:91
Dear Vetern
I would recommend talking with a good lender. That person can tell you exactly where you stand and get you started on a strategy that will get you buyer ready as soon as is possible. I have a great lender that I have worked with for over 12 years. If you want her information just let me know. I am restriced from adding it to this message.
Thank You
Suzie Marquardt
I would recommend talking with a good lender. That person can tell you exactly where you stand and get you started on a strategy that will get you buyer ready as soon as is possible. I have a great lender that I have worked with for over 12 years. If you want her information just let me know. I am restriced from adding it to this message.
Thank You
Suzie Marquardt
- Geofrey Merino, "GMerino"
- Contributions:445
If your looking for a VA loan here is a quick reference:
Chapter 7 BR
620 - 639 Borrowers are eligible 3 years or more after discharge
640 and greater Borrowers are eligible 2 years or more after discharge or evidence of extreme extenuating circumstances exists and borrowers have at least 12 months re-established credit and at least 12 months have elapsed since bk discharge.
Chapter 13 BR
Credit score 620 - 639 Borrowers are eligible three years or more after chapter 13 filing
Credit score 640 greater eligible 12 months or more after chapter 13 filing
FHA has similar guidelines.
Chapter 7 BR
620 - 639 Borrowers are eligible 3 years or more after discharge
640 and greater Borrowers are eligible 2 years or more after discharge or evidence of extreme extenuating circumstances exists and borrowers have at least 12 months re-established credit and at least 12 months have elapsed since bk discharge.
Chapter 13 BR
Credit score 620 - 639 Borrowers are eligible three years or more after chapter 13 filing
Credit score 640 greater eligible 12 months or more after chapter 13 filing
FHA has similar guidelines.
i am a veteran my credit has 4 bad and 45 excellent bk falls off in july what are my cchances
Stating a discriminatory preference in an advertisement for housing is illegal. If you think this content is discriminatory or otherwise inappropriate and feel it should be removed from Zillow, please let us know by completing the information above.
We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.