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i am trying to get a mortgage and I have a credit rating of 690, I make good money and have 20% down

have 20% to put down but I have a foreclosure due to a separation and also ave a cosigner if necessary can I get a loan
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July 02 2012 - Windermere
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If your foreclosure is 3 years old you can apply for FHA financing.   If less than 3 years old, chances are very strong that you will have to wait longer before you can qualify.
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July 02 2012
Requirements for foreclosure wait  period have changed for FHA to a wait period of 1 yr with an explanation and 3 yrs for Conventional
if you are still searching pls contact me for more deatils

Thanks
Tom Bawany
REMN, Inc
NMLS #  519971
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December 30 2013
Hello,

You sound like you would be a great candidate for our "2nd Chance" loan... It's an exclusive portfolio loan that would allow you to buy again without waiting. The requirements are simple - you must have a 660 mid FICO (620 under exception) and a 20% downpayment plus 6 months reserves. There's no red tape when compared to the FHA back to work program.

Let me know if you would like more info. This is a very popular loan for us and we are constantly closing them! 
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January 08
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Please be advised the waiting period starts ticking from the time that the foreclosure case has ended, usually from the date that your prior home was sold in the foreclosure proceeding.
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January 08
 
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i am trying to get a mortgage and I have a credit rating of 690, I make good money and have 20% down
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Latest reply by gator70
January 08 | 4 answers
  • Posted by user938241
  • In Mortgage
  • July 02 2012
Mortgage Rates
 
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