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i checked my TU report & scored a 664 then did the TU fico score and its 586 wth why such a big diff

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April 20 2010 - Vinton
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Sorry, you need a trimerge report from a lender or broker. The reports you order directly from the 3 bureaus show scores based on the vantage scoring models which is useless to a lender. 
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April 20 2010
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why??? i dont understand how any of this works, my 3 scores show 688, 638 & 664 why is the FICO so much lower?  and will i be that negatively affected
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April 20 2010
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because the 664 vantage score is worthless to begin with
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April 20 2010
 

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