Profile picture for daviddean4

i found a place the place i want do i need a credit report to get into it?

  • August 15 2010 - Kingman
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Answers (6)

Most rental / lease property owners will want to see evidence of your credit-worthiness. A Realtor can guide you through the steps and smooth the process.
  • August 26 2010
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Profile picture for JeanKelly
Unless it is a private rental and the Landlord does not require a credit report, the answer is YES, Yes, yes.... Always, whether you pay for it now or later is the only question.
  • August 16 2010
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Dear David:

It it is a rental that you want, yes a credit report or a fee for the landlord to run a credit report. They will also want you to fill out a rental application and check references.

For a loan to purchase a home, you will need to contact a lender. The mortgage officer will assess your credit and prepare a Loan Status Report (LSR) that will accompany that your Realtor will present to the seller. This shows that you have been pre-qualified to make the purchase. The lender will pull your credit report for you.
  • August 15 2010
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You need more than a credit report. In Arizona you need what's called an LSR (Loan Status Report) that is issued by your mortgage lender, which is basically written loan pre-approval. Contact your lender.
  • August 15 2010
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You should have a good realtor representing you if you are purchasing.  He/she will be able to advise you of the prequalification and purchase procedures.
  • August 15 2010
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No, you do not need the credit report to get it, go to your bank or the small local mortgage offices to apply for the pre approval letter.
  • August 15 2010
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