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i had a forclosure 1 yr. ago and bankruptcy 9 mths. ago my fico scores are 665 could i get a loan

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April 06 2009 - US
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Answers (4)

Profile picture for Nicole Borsey
Larry, answer the question instead of picking a fight. I don't think Unlock1 found your comment very helpful!
I have heard the SAME information that Chad has given from a VERY REPUTABLE Loan Officer. I would have to give the same advice, it would be 3 years. You should rent in the meantime...ask your landlord to report your good paying habits to the credit bureaus (it's possible through services like Tenant Verification Services) this way your timely rent payments will help you, instead of just fattening your landlords wallet! LOL
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April 10 2009
Profile picture for Clearpoint
Chad who are you working for now.  Your profile say Amerifirst but your website says Academy Mortgage.  Which is it?
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April 09 2009
Profile picture for Chad Melin
You will have to wait 3 years after the sale date of your foreclosure unless you want to do a 'hard money' loan.
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April 09 2009
Profile picture for 203K Specialist
None that I am aware off.
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April 06 2009
 

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