i have a credit score of 605i did have a defaulted student loan now out of default, have letter stating that my other accounts are on time, my hubby has 550 small amounts on several cards not paid can we get a loanwhat do we do?February 14 2009 - Knoxville00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.