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There are quite a few variables that affect your available options. The best thing to do is get a consultation from a VERY good short sale real estate agent followed by an attorney and an accountant....and of course talking with your mortgage lender for options they might suggest. In a short sale (selling your house for less than what is owed) the variables include things such as the hardship and your finances (all assets). Then other variables include who the investor is on the loan, number of loans, type of loans, the offer on the house and ultimately the net the bank will receive.
You have a few options. What state are you in?Cindy Merchant, RealtorTotal Realty Austin[deleted by Zillow moderator. Please see our Good Neighbor Policy for posting guidelines]
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