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Replies (2)

- Cindy Quinton, "Cindy Quinton"
- Contributions:1333
I can tell you that paying off things without getting the creditors to delete them is a mistake. I can also tell you that for real advice I would go to the forums at www.myfico.com and they will help.
Don't be surprised that they ask for specifics, like what company and ratios, it all matters.

- Cindy Quinton, "Cindy Quinton"
- Contributions:1333
Rephrase: It isn't a mistake to pay people you owe. Just don't expect paying off negative marks on your credit report to raise scores...it won't. But negotiating to get them to remove it if you pay it will raise scores, because it removes the negative.
i own 1/2 of 5 homes in Bellevue WA with my brother, real estate attorney, Chris Benis. I want to s
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