i want to refinance I am at 7.3 but my house is not valued at what i owe what should I do?I can't make my 1661.00 payment now. I am 3 months behind and have contacted hope for homes and my mortgage company Country Wide.December 18 2008 - Chester00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.