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Different rules apply for certain borrowers, depending on their credit. In general borrowers must contribute a minimum investment equal to 3.5 percent of the home's appraised value or sales price, whichever is less, according to the FHA handbook. This really should not limit you to looking at the inventory of homes in your area. Geofrey Merino
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For Sale: $157,000
For Sale: $287,000
For Sale: $249,900