Profile picture for ebree4959

if my credit score is under 600 is the any home loan or first time buyer programs for me?

I am in the process of improving my credit.
  • August 22 2011 - Detroit
  • 0Yes

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Answers (5)

Yes. 580 is the minimum score my Lenders can go down to. If your at a 580 mid and the dti (debt to income) is good then I can make it happen.
  • June 07 2013
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Profile picture for Margo Borkin
Call a few different lenders for opinions. If they aren't able to get you approved now, they can tell you what you can do to get your score up. Sometimes things as simple as opening a secure line a credit for a month can increase your score. General rule of thumb is you need 620+
  • June 07 2013
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I have a lender that can get a 580-640 FHA loan approved all day long, I send all my clients to [Website removed by Zillow moderator. Please see our Good Neighbor Policy.]
  • June 06 2013
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Profile picture for ebree4959
Thank You So Much!
  • August 22 2011
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Check with Wells Fargo. My understanding is that they will go below 600, with certain restriction.

  • August 22 2011
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