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Answers (6)
- Mark Nehs, Wisconsin, "WI Mortgage Lender"
- Contributions:250
Should be ok on score. Make sure you have some positive accounts (paid on time) since the car repo.
- Jason Hall, "RapidRescoreCredit"
- Contributions:107
Credit takes money in most cases. Meaning, to settle collections, pay down credit cards, open a secured credit card takes money. If you've got that much cash, you might want to take the time to improve your credit so that you're not limited in financing options.
A 620 FICO score is not that hard to get, if you follow the formula from FICO.
On time payments, low credit card balances, minimal inquiries into your credit, aged accounts, and diversity of accounts....this is the formula for good credit.
Contact me for more details, I've assisted hundreds down this path and can audit your credit reports and give you instruction on what you need to do.
A 620 FICO score is not that hard to get, if you follow the formula from FICO.
On time payments, low credit card balances, minimal inquiries into your credit, aged accounts, and diversity of accounts....this is the formula for good credit.
Contact me for more details, I've assisted hundreds down this path and can audit your credit reports and give you instruction on what you need to do.
- Philip Austin, "PhilipAustin"
- Contributions:72
Seems that your credit score needs a little tweaking. I could possibly recommend someone that may be able to help you work through it and also guide you in the right direction. You don't want to discuss credit issues in a public forum. My contact information is in my profile.
- shannond76
- Contributions:2
We pulled our credit report about a month ago and mine was around 595 and his was 600. Apparently the reason is a repo on an automobile about a yyear and a half ago. We have no foreclosure or bankruptsy. Just that as far as I know.
- David Stein, "Military Loan Expert"
- Contributions:315
bankruptcy? foreclosure?
if house is for sale for 90k (30k down)
You might be able to find a hard money lender at 65%
Need more information to help you
if house is for sale for 90k (30k down)
You might be able to find a hard money lender at 65%
Need more information to help you
- wetdawgs
- Contributions:26854
Do you have any FICO numbers available to define "bad credit"?
if my husband and i have bad credit, but have a good down payment for a home, can we get financed?
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