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is it better to go FHA or USDA? We qualify for both.

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Bob Lowery, "Bob Lowery"
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Bob Lowery, "Bob Lowery"

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Yes, USDA is better...

USDA has a 2% funding fee, which is financed into the loan, but there is no monthly insurance premium like FHA has.

Also, USDA does not require any down payment and offers financing up to 102% of the appraised value.

Good luck.

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May 26

Chip Streater, "TarheelChip"
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Chip Streater, "TarheelChip"

Tega Cay, SC

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Put me down for USDA.

Elmira, NY..... This could be for a future dairy farm.

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May 26

Hamp Yonce
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Hamp Yonce

Rock Hill, SC

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U.S.D.A.! Not even close.

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May 26

akoi
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akoi

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United States Department of Agriculture? Is it a farm?...I'm not understanding the dept of agriculture getting into the loan business, Call or email a lender on these threads, call clay

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May 26

SoCal BubbleBrain
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SoCal BubbleBrain

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it's better to buy with 20DP (20% down payment)Get some skin in the game. Being underwater soon after closing is not a good financial postion to be in.

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May 26

Lady Chattel
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Lady Chattel

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Someone buying some cattle?

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May 26

Clay Branch, "Georgia Loans"
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Clay Branch, "Georgia Loans"

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USDA

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is it better to go FHA or USDA? We qualify for both.

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Related Questions

Question How can a realtor charge 69.9 for a home that is listed at 48.9 ? That just dosent seem right...

Question is it better to go FHA or USDA? We qualify for both.

Related Articles about Buying Process

Guide Real Estate Buyer's Closing Costs

Guide List of Closing Costs and Fees

Guide You've Opened Escrow

Guide Home Buying One Step at a Time

Guide A Buyer's Guide to Making the Right Choice

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