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You would have to talk to a lender to find out what credit rating you need to qualify for a home loan. Now days the loan qualifications have tightened and requires the buyer to repair thier "bad credit" before qualifying to purchase a home. But by doing this you will stay in your home longer and have an investment in the long run.
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For Sale: $529,000
For Sale: $265,000
For Sale: $285,000