is it possible to refinance a 1st and 2nd mortgage into just one loan?our current loans are (1) 30yr fixed @ 5.34% and (2) 30fixed @10% with balloon at 15yrs. We purchased in 2007 for $372,500 and still currently owe $330,000. Where, if possible, can we obtain a new loan willing to consolidate the two without taking any cash out. thanks!!March 08 2013 - Temecula0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.