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is it worth buying a property with a creek running thru it with a one and half story house sitting o

Is it worth buying a property with a creek running thru it with a one and half story house sitting on it?
  • September 14 2010 - Federal Way
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Answers (5)

Flood is the main concern.  You may also want to find out if the creek is protected by any organization.  For example, is a salmon run waterway?  I actually just inspected a home that was flooded near Chehalis. The owners did a good job of repairing the damage.  It was a "100-year flood" episode.  Check the history and ask your inspector to look at the drainage concerns.
  • September 18 2010
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Hi Monaee,
Well, it depends upon the location of the property. It's lovely to have a creek on your property..however..some creeks flood in the Winter. This is something you have to find out about in advance. The other issue is the actual price being asked for the property. To know if the home is priced correctly, you need to start working with a buyer agent in your area.
Best of Luck to you!
  • September 15 2010
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Profile picture for frisky1
In addition to the flood plain issue, you should also make sure that rain water is sufficiently diverted away from the house. Water tends to make its way into creeks from many points, especialy if the land isn't flat.  If you are on any kind of hill, you want to make sure rainwater coming down the road or the hill doesn't make a pit stop in your basement before heading to the creek.

Other point, a lot of people, especially those with small children, will not consider a house so close to water. If its a farmhouse, antique house or somewhere a creek would be considered desirable, then thats okay. In a subdivision or in town, a creek might scare off some buyers when you need to sell.
  • September 15 2010
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This is totally a personal preference. As Debbie mentioned, check the cost of flood insurance. How often it's flooded, if it's flooded in the past.
  • September 15 2010
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Depends on the price of the property, the size of the property and whether you want a creek running through your property.

Find out if the home, due to the proximity of the creek,  would require flood insurance, too.
  • September 15 2010
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