is refinancing possible?Paying 6.25% 30 yr fixed on a 400k loan on a house that would most likely appraise for 450k currently. No second, no HELOC. I would like to refinance into a sub-5% 15 or 30yr loan. My credit score is 740, my mortgage debt to income is less than 2. Is it difficult to secure a rate like that? I pose little credit risk, I want a good rate that I don't have to pay into.Mortgage not owned by Freddie, my money goes to Wells Fargo.May 14 2009 - Naperville00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.