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is signing a loan mod 1 year after bankruptcy the same as re affirming the loan? how does that work?

Profile picture for STLOUIS FAMILY OF VA
I filed bankruptcy in 2010 and in Sept. 2011 the bank finally approved my loan mod, so does that re affirm the loan and debt? or is it a new loan?  what happens to the debt when if I filed chapter 7 on the home. will it show as re affirmed or new loan?
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August 04 2011 - Suffolk
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Profile picture for GreatRateFolks
Hi StLouis....

Your best bet is to discuss these questions with your BK attorney. Best wishes on a great outcome!  Jim
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August 04 2011
 

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