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is there a way i can use my va loan with a credit score of less than 620?

  • August 04 2009 - Las Vegas
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Answers (3)

Hi Leslee - I have a lender who may be able to help you.  They can get FHA loans done with a mid credit score of 535, so they can probably do VA as well.

If I can help you give me a call or drop me an email.
  • August 31 2009
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Hi:

I saw your question and am hoping that you found a VA lender that said yes.

I am a Mortgage Broker out of Reno, and I have a VA Lender that will allow for credit scores=600+.  The loan has to still be run through an automated underwriting engine and also has to be reviewed for sufficient income and disposable income. 

If you still need help, you can email or call me.

Thanks,
Mike
All Money.com NV Broker Licensee #3222
Office: 775-636-6925
Cell: 408-781-5246
  • August 28 2009
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Generally, no. Most if not all lenders doing VA mortgages requrie a minimum mid-FICO score of 620 today.
  • August 05 2009
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