Profile picture for 4hondo

last attempt to refi appraisal 7k more than owe very good credit where do i go for help?

current on all bills fico over 750 steady income home in good shape 3br 2ba all brick rambler wish to refi with intrest low have portfolio loan
  • July 24 2010 - Suitland-Silver Hill
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Answers (6)

Profile picture for Brian G. Allen

Sure, refi if the rate is good enough and if you have cash to buy down your loan if you need to. Low cost lender right here we look at all your options for Free.

  • August 01 2010
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4hondo - depending on your property value 7k above may not be enough for a traditional refi.  Do you know if your loan is owned by Fannie Mae or Freddie Mac?  You could try googling "is my loan owned by fannie mae" and "is my loan owned by freddie mac" and use those two tools to check.  If your loan is owned by one then you would likely be eligible for a refinance with a higher LTV.
  • July 26 2010
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Bottom line: Speak with a reputable mortgage professional.  Someone with experience and a good history with clients.  We have one or two that we always recommend to clients based on years of experience and history.
  • July 26 2010
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I have access to a program that would allow you to refi up to 95% LTV. I would want to analyze your current situation to inform you of all possible outcomes.
  • July 25 2010
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Profile picture for Montgomery Mortgage
Speak to a mortgage professional.  Even though the appraised value is only slightly more then the loan amount, if you do not have PMI on your present mortgage, you may still qualify for a Mortgage. 
  • July 25 2010
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Profile picture for Mr Caveat
could you try to get a loan against your car or pay down the interest?
  • July 24 2010
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